Based in Montgomery, AL, Always Money™ is a regional leader in affordable short-term credit solutions. We provide title loans, and installment loans in locations throughout Alabama, South Carolina and Mississippi.

Why have thousands of customers trusted Always Money?

• Regional leader in affordable short-term credit solutions
• Over 20 years of respectful, friendly, and fair customer service
• Small and larger-sized loans up to $15,000
• Simple, quick and confidential loan process

Frequently Asked Questions

In-Store Personal Loans & Title Loans

Always Money™ offers both in-store personal loans, car title loans, and motorcycle title loans. In-store personal loans are unsecured, which means they aren’t backed up by any form of collateral. This kind of borrowing might be an excellent option for you if you don’t have a vehicle with a title or you prefer not to use your vehicle as collateral.

A title loan is secured by the title to a car or motorcycle. Your loan amount is based on the value of the vehicle. However, you get to keep driving it while you pay off your loan. Title loans are sometimes called title pawns, and they’re a great option if you don’t qualify for an unsecured personal loan.

Always Money Online Loans

Online loans are easy and convenient. You can manage the whole process online, from application to receiving your money to paying back the loan. Three primary kinds of loans are available online: term loans, lines of credit, and personal loans.

Process

To apply for a loan with Always Money™, follow these five easy steps.

• Complete the loan application online, over the phone, or in-person at any of our locations.
• Once you have approval, you’ll see offers in varying amounts with different repayment options. Choose the one you’re most comfortable with accepting.
• Take your cash or check or set up your electronic deposit for online loans.
• Sign up for your online account so you can make payments, check your balance, and review your loan anytime, day or night.
• Make your loan payments according to the schedule to which you agreed.

Qualifications

To qualify for an installment loan with Always Money™, you’ll need a few pieces of documentation.

• You’ll need a current bank statement.
• While you don’t have to be employed, you need proof that you have a source of income. Some examples include a check stub, statement of retirement benefits, or evidence of disability payments.
• You’ll need some form of proof of residence, such as a utility bill or lease agreement.
• You’ll need your social security card or another form of verification.
• Finally, you’ll need a photo identification issued by a government department.

Payments

Always Money™ offers multiple ways for our clients to make payments on their loans. You can make online payments through your account portal, or you can pay in person or by phone at any of our locations.

Bad Credit Loans

At Always Money™, we know that bad things happen to good people. Sometimes life gets in the way, and credit gets dinged. We’re happy to work with borrowers who have bad credit or minimal credit. As long as you don’t have an active bankruptcy, we can work with you to find a loan that suits your needs.

Vehicle Appraisal Process

If you’re applying for a title loan, you’ll need a vehicle to which you have a clear title. It must be in your name, and the name on the documentation must match your government-issued photo identification. We perform an appraisal of the vehicle based on make, model, mileage, and other factors. The value of the automobile drives the amount of money you can borrow.

How Much Cash Can I Get for My Title Loan/Pawn or Personal Loan?

At Always Money™, you can borrow from $100 up to $15,000, depending on which state you live in and your situation. All of our lending programs come with flexible repayment options to fit your budget.

Title Loan & Pawn Benefits

With a traditional loan, your credit score serves as your collateral. However, if you don’t have an excellent credit score, a title loan might be for you. Your car or motorcycle secures the loan. The terms of a title loan with Always Money™ are 30 days to repay the loan and get your title back. If you don’t have the money to pay in full when the 30 days is over, or you can renew the loan for another term.

Find Your Closest Location Today!

If you’re in the market for a car title loan or personal loan in Alabama, Mississippi, or South Carolina, visit your nearest location today to get started. Our convenient location finder can help.